A bar I made up went like;
Awareness Is Key in Creation of Discernment and Abundance for Beautiful Evolution
I did something this weekend. A really cool freeing thing. I moderated a panel on women and wealth at the first SheEO Summit in Nairobi. And what a moment! What a powerful room! Sitting and having conversations with all those amazing brilliant gritty women was empowering. It was a dream. A day well spent. Happiness galore. Plenty of necessary AND difficult conversations. Raw and Vulnerable. Enabling. Freeing. An Evolution.
Seeing such Consideration in Community like this building their financial literacy muscle and leaning in to Goal based Decisions; such things are Blessings and I am utterly proud.
So before I go on this Sun-Day See Best Day; let me take the chance to say;
Happy Mother’s Day to ALL mothers!🌸💕
This Mother’s Day, My Thoughts Wander…To;
The motherly figures who raised, guided, and shaped us
The mums-to-be, holding hope for the future
The mums navigating the mental load, balancing it all in silence
The ones with new hope each month, waiting and wishing
The mums who are juggling work, life, and everything in between
The ones who have made life-changing decisions for their families
The mums we can’t reach in person, but carry in our hearts
The super mums who inspire us every single day
The ones who are both mum and dad, showing strength in dual roles
The grandmothers, whose wisdom and warmth live on
The mothers whose pregnancies ended too soon
The working mums powering through their daily grind
The mums who are bravely pursuing their own dreams
The mothers who have lost a child, but never their love
The stepmums loving children they didn’t give birth to
The new mums, adjusting and growing in real time
The mums who are away this Mother’s Day—by choice or by circumstance
The single mums holding it down with unmatched resilience
The mums who have carried an angel, and carry on
The mothers no longer with us, but whose love endures
Those who wish things were different with their own mothers
The stay-at-home mums creating a world of care and comfort
Those who longed to be a mother but whose chance never came
The adoptive mums, who chose love every step of the way
The foster mums, who make safe spaces for others’ children
The mums in heaven, who left legacies of love
Whatever mom you are; On this Mother’s Day; I just want to remind you of something incredibly important; Even on the days you feel stretched thin or unsure; your love shows up. In every small gesture, tired hug, patient answer. Even in the moments you feel like you didn’t get it right…
✨YOUR EFFORT SHINES✨
There is no perfect way to be a mom, but there are a million beautiful ways to be a good one.
And you are doing that every single day. So today let this message wrap around your heart like a hug. You are enough. Just as you are. And you are deeply appreciated. Thank you for being incredible; inspiring love, strength, and joy. Thank you for being the heart of our homes and the backbone of our communities.
I am writing this today in honor of you.
It is also Mental Health Awareness Month. The May observance has come a long way since it began in 1949. An evolution of consideration shall we say. And in talking about evolution; nothing is more evolutionary than Motherhood. Womanhood really. And how as women we normalize freeze, flight or fight mode and culturize it. This was another conversation we tackled that brought to the forefront the evolution of our existence.
The evolution of women is truly the 9th wonder of the world. A gradual Awakening. Motherhood has stretched me. That’s the official statement we are going with. What a learning and unlearning. It's taught me that children and caretaking can only distract you from yourself temporarily. It [also] feels like I have been so many women since becoming a mother and even before that. I finally understand that becoming and being a mother isn't just about having babies, and raising them up right—it's about learning to raise myself too. Learning to mother myself, learning to hold and cradle me, too. And nowhere is that more highlighted than in financial matters.
Because there is a quiet reckoning that comes with any kind of financial growth.
It starts innocently: your income increases, your calendar gets full, your professional identity expands and yet, you feel the weight of something missing.
You’re “doing well,” but are you well-structured? You’re making money, but is your money making anything? You’re building; but are you building with intention, or just momentum?
This is the evolution many of us never see coming. The evolution from earning to structuring, and ultimately to legacy.
As women, we are often applauded for our ability to earn, juggle, stretch, and manage. We are taught to optimize for performance, not permanence. We become professionals, partners, parents, entrepreneurs; navigating multiple financial demands with little room to pause.
We learn how to hustle. We master the art of doing more with less. And we become fluent in silence; especially about money.
There is something deeply unspoken in many of our financial lives. Not because we’re hiding, but because we were never taught that our experience is worth voicing. Especially when that experience includes mistakes, debt, failure, or overwhelm.
But evolution begins when silence breaks.
It begins the moment we stop performing prosperity and start designing it. It begins when we ask: “What is this all for?” “Who is this serving?” “What happens if I stop?”
Structure is not a spreadsheet. It is not an estate plan filed away in a lawyer’s drawer. Structure is a mindset: a decision to protect what you’ve earned, build with vision, and exit with clarity.
This is where many women falter; not for lack of intelligence, but from a lack of context. We’ve been told we’re “bad with money,” but most of us were simply never taught how to move from earning to engineering our financial lives.
I’ve sat with women earning six or seven figures who still feel anxious every time rent is due.
I’ve reviewed portfolios with impressive assets, but no protection plan if the primary breadwinner became ill.
I’ve guided brilliant entrepreneurs who built million-dollar businesses, only to find themselves financially exposed in a divorce or succession crisis.
I’ve been…all these women. I see them in me. And I in them.
Why? Because income alone is not enough. Structure is what turns income into wealth.
Here’s what that evolution starts to look like in practice:
Budgeting with clarity; not just for bills, but for freedom and rest.
Insuring your income; so that your family isn’t left in crisis if life shifts overnight.
Setting boundaries in love and money; not to protect wealth from others, but to honour your own labour and legacy.
Documenting what you own; how it flows, and where it will go, because legacy should never be guesswork.
Separating your personal and business finances; because blurred lines cause blurred decisions.
Creating an emergency buffer; not for fear, but for flexibility.
Naming your beneficiaries; on every asset, account, and policy.
Understanding your legal structures; from wills to trusts to power of attorney.
Reviewing your structure annually; because your life changes, and so should your plan.
Structure is power. And it is deeply feminist. Because when women own their structure, they own their time, their choices, and their voice.
One of the greatest myths we’ve inherited is that money is private. But in truth, silence doesn’t protect us; it protects systems.
When we don’t speak about the barriers we’ve faced; gender pay gaps, misadvised investments, cultural expectations, legal blind spots; we perpetuate them.
Storytelling, then, becomes a tool of resistance.
When a woman shares how she got out of debt, she gives someone else permission to forgive themselves.
When a woman tells the truth about being financially excluded from family business decisions, she opens the door to advocacy.
When a woman reveals that her wealth was once fragile, it normalizes the truth
prosperity is rarely linear.
I believe in stories. The power of storytelling. Because stories are not just entertainment; they are education. They are blueprints for others. They are the first line of defense against shame. And they are a form of data that no bank statement can ever capture.
And every story has the potential to be powerful. It just needs to be told well.
So if you're on a journey to structure your finances, to evolve your relationship with wealth, I urge you to tell your story. Not just the highlight reel. Tell the real journey; the messy middle, the rebuilding, the learning.
The middle is messy. But it’s also where the magic happens
Someone out there is waiting for proof that they’re not too late.
Lifestyle Protection
There comes a point; whether prompted by age, a life event, or simple wisdom; where you stop asking “What can I earn?” and begin asking, “What will this all mean one day?”
That’s legacy.
But legacy is often misunderstood.
It’s not just money left behind. It’s not just land or shares or a trust. Legacy is the transfer of clarity. Legacy is what remains structured long after you’re no longer in the room.
Here are 9 questions every woman should answer to protect her legacy with intention:
What do you own? Assets, shares, businesses, land, policies. List everything.
Where is it registered? — Are your assets traceable, titled correctly, and consolidated?
Who has access? — To your accounts, passwords, safes, and important documents.
What is your vision for it? — Wealth without purpose is noise. What impact do you want your assets to have?
What are your legal boundaries? — Who is entitled, and who is not? What have you put in writing?
What emotional boundaries must be protected? — Where are you saying “yes” out of guilt instead of design?
Who will lead when you can’t? — Have you chosen executors, trustees, or powers of attorney who understand your vision?
What conflicts can you preempt? — Are there blended family dynamics, joint assets, or business interests that need clarity now?
Is your legacy plan written, structured, and updated? — Because a memory is not a plan, and intention is not implementation.
A will is not just paperwork; it’s a compass. A trust is not just a container; it’s a message of what matters. Your financial documents are not legalities; they are love letters to the future.
If you want to evolve, start designing your exit while you’re still building. Because the ultimate wealth move is not acquisition; it’s continuity.
We are the first generation of African women who are earning, structuring, and storytelling in real time. We are no longer content to be the financial afterthought. We are no longer afraid of numbers, boundaries, or clarity.
We are the architects now.
And so I leave you with this: Earning is good. Structuring is better. But legacy; that is where true power lives. Not the kind that shouts, but the kind that lasts. Not the kind that shines, but the kind that shelters.
Let us evolve; beyond just income, into impact. Let us teach our daughters(and sons) to not only desire wealth, but to design it. And let us do it not just for ourselves, but for every woman who was told she couldn’t.
The power of 9 lies in the framework that has shaped everything I’ve come to believe about financial evolution. It’s nine pillars, nine steps, nine intentional moves that shift a woman from surviving to thriving:
1. Awareness – of what you earn, owe, and own.
2. Alignment – of your money with your values.
3. Auditing – your money flows regularly.
4. Architecture – of your financial structure.
5. Action – consistent, small, strategic steps.
6. Access – to trusted information and advisors.
7. Accountability – personal and communal.
8. Advocacy – for your voice, your rights.
9. Abundance – not just in income, but in impact.
Each of these words form a deliberate thread in the tapestry of the cognitive theoretic model of the universe, charting a journey from emergence to enlightenment, from engagement to empowerment; offering learners a conceptual map through which evolution, experience, and excellence become not just ideals, but lived realities in the pursuit of deeper understanding.
This is the rhythm of sustained wealth. This is the pulse of legacy, dear gentle reader.
The time to evolve is now. And the blueprint is already in your hands.
The universe always smiles when a woman is brave enough to love herself.
Think you’ll be happy.
Have a lovely Sunday🦋
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